Motorcycle Insurance

Advantage Auto Insurance providing Motorcycle Insurance Gastonia NC

Choosing the right insurance policy is much like choosing the right motorcycle. You want it to fit your needs and lifestyle, but at the same time be within your budget. Although most states require you to carry a minimum amount of liability coverage, other types of coverage are usually optional. Always ask your insurance agent or company representative which laws apply in your state.

In order to find out what coverage is best for you, it is important to understand all the options available.

Tips for the cost-conscious rider

Many factors can play a role in determining what your insurance costs will be such as your age, your driving record, where you live and the type of motorcycle you own, or being a graduate of a rider-training course.

  • Many companies offer discounts to graduates of training courses, such as the Motorcycle Safety Foundation (MSF) rider course. This is particularly useful for riders under the age of 25, usually considered a higher risk. It’s also a good idea for riders who have already had accidents.
  • Maintaining a good driving record with no violations will also help reduce your premiums.
  • In many northern states, riders may save money by buying a “lay-up” policy. With a lay-up policy, all coverage except comprehensive is suspended during the winter months when the bike is not being used.
  • Find out what discounts your insurance company can offer. A few possibilities include:
    • Multibike discounts can deliver savings to riders insuring more than one bike.
    • Members of motorcycle clubs or other associations may be eligible for organization discounts.
    • And mature rider discounts can help experienced riders save money.

We’re here to help you protect your past-time and mode of transportation. The quicker you call, the better of you’ll be riding your favorite toy.  You can find more information on Motorcycle Insurance at this LINK